Building a Stable Future

I’m very worried about my financial future. My friends and family tell me that I have no reason to be – that I’m getting a great education and will have no trouble saving money and keeping myself in good financial shape. Still, I worry about it a lot.

Maybe I’m just being paranoid, but I feel very unprepared for the future, financially speaking. I don’t think I properly understand how to save, budget, and invest. And I’m worried that my career outlook isn’t as rosy as my friends and family think, because you never know when you might be laid off or when the entire economy might take a sudden downturn. Experts, can you assuage my fears at all – or perhaps give me some advice that will make me feel more ready for the future?