I am currently in college and have been passively investing since I was little. For birthdays and holidays, my grandparents have given me stocks and bonds as gifts. For example, I have some Disney stocks. However, I don’t really know much beyond the gifts that I have received but am interested in learning a bit in the stock market and maybe short-term or day trading. What should I be doing or researching, and what strategies are available for college-aged students?
It won’t be too long now before I’m out in the “real world” – with all of the stressful things that come with that! I’m more than a little nervous about some of what I’ll soon have to deal with, particularly when it comes to budgeting. One worry that I keep dwelling on is the possibility that I’ll have medical expenses I can’t handle. I know that, in America, it’s still pretty easy to be blindsided by serious healthcare costs. How can I make sure that I’m not financially crippled by a health issue?
I’m graduating this year, and I’m freaking out. Not about leaving college or about getting a job (well, not mostly about those things, anyway)–what I’m really worried about is managing my money. I want to save for retirement, build credit so that I can buy a house, and so on. But I also know that most Americans are way behind on their savings and don’t necessarily have good credit. Seeing as I know absolutely nothing about how to invest or build credit, I’m really worried that I’ll end up in financial trouble like so many others have!
Editor compiles factual advice for first-year students.
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